Czy Polak może kupić nieruchomość w Hiszpanii?

Tak. Jako obywatel Unii Europejskiej możesz swobodnie kupować nieruchomości w Hiszpanii, bez żadnych dodatkowych zezwoleń ani ograniczeń.

Jakie są dodatkowe koszty zakupu nieruchomości w Hiszpanii?

Zwykle to 10–13% wartości nieruchomości: podatek od zakupu (ITP lub IVA), taksa notarialna, wpis do księgi wieczystej i opłata za gestorię.

Czy potrzebuję numeru NIE, żeby kupić dom w Hiszpanii?

Tak, numer NIE jest niezbędny do podpisania umowy, otwarcia konta bankowego i rozliczenia podatków związanych z zakupem.

Czy obcokrajowiec może dostać kredyt hipoteczny w Hiszpanii?

Tak, hiszpańskie banki udzielają kredytów nierezydentom, zwykle do 60–70% wartości nieruchomości. Pomagamy dobrać ofertę i skompletować dokumenty.

Ile trwa proces zakupu nieruchomości w Hiszpanii?

Zazwyczaj od 6 do 12 tygodni — od rezerwacji nieruchomości i umowy przedwstępnej po podpisanie aktu notarialnego i odbiór kluczy.

Real estate on the Costa Blanca — homes & flats

Real estate

Space of Sun

Whole Costa Blanca

Luxury villas, houses and apartments on the Costa Blanca and Costa del Sol, with Polish-speaking guidance from choosing a home to the notary.

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Real estate

Estrellas Properties

Benidorm and the whole Costa Blanca

A boutique real estate agency in Benidorm run by Polish CEO Kamila Piontek — sales, rentals and investment across the Costa Blanca, service in Polish, Spanish and English.

View listing

From choosing an area to discussing a particular home

Looking to buy a flat, house or luxury villa on the Costa Blanca? Startes puts you in touch with Space of Sun and Marzena Szklanny, a premium property specialist. The agency offers new-build and resale properties, from sea-view apartments to villas with pools, in locations from Dénia and Jávea to Alicante and Torrevieja. You can also meet Estrellas Properties, Kamila Piontek's agency with an office in Benidorm and Polish-speaking support for buyers. Start the conversation with your reason for buying, your budget and how you intend to use the property.

How the specialist can help

Selecting flats and houses around your priorities: a main home, holiday stays or a planned investment.
Arranging viewings of selected properties and discussing differences in location, building condition and finishes.
Identifying the support you need with financing and legal matters, and agreeing the next steps with the agency.

From your enquiry to an agreed scope

Share your preferred towns, approximate budget and possible travel dates. If you have not chosen an area, describe your everyday needs.
Narrow down the options with the agency and arrange viewings. Ask what information about each property will be available before you travel.
Before making a decision, agree the scope of support, the costs of individual services and who will handle the next stages.

What to include in your first message

Property type, approximate floor area, bedroom count and preferred location.
Purchase budget and whether you are considering a mortgage.
Your main requirements, such as a lift, parking, nearby services or a home ready to move into.
Your intended timeline and preferred way to stay in touch.

A description is enough for the first enquiry. Share personal, banking or transaction documents only after agreeing with the agency what it needs and how to send them securely.

Before your first conversation

Can I start looking while I am still in Poland?

Yes, you can contact Space of Sun or Estrellas Properties before travelling. Explain your preferences and ask what property information you can receive to help plan a visit.

Does the agency only offer new-build homes?

Its offering includes both new-build and resale properties. The agency confirms availability and viewing arrangements for each home; covering a town does not mean that a suitable property is always available.

Can I get the full cost of buying?

Request a breakdown for your chosen property, separating its price, transaction expenses and services. An initial budget helps guide the search, but the actual figures depend on the property and your circumstances.

Startes helps you contact the company. The introduction and initial contact are free; you agree the scope, timing and price of the service directly with your chosen specialist.

Meet Space of Sun Meet Estrellas Properties Tell us what you need

FAQ

Buying property in Spain — common questions from Poles

Can a Pole buy property in Spain?

Yes. As an EU citizen you can freely buy property in Spain, with no extra permits or restrictions.

What are the extra costs when buying property in Spain?

Usually 10–13% of the property value: purchase tax (ITP or IVA), notary fees, land registry and gestoría fees.

Do I need a NIE number to buy a house in Spain?

Yes, a NIE number is required to sign the contract, open a bank account and settle the purchase taxes.

Can a foreigner get a mortgage in Spain?

Yes, Spanish banks lend to non-residents, usually up to 60–70% of the property value. We help you choose an offer and prepare the paperwork.

How long does buying property in Spain take?

Usually 6 to 12 weeks — from reserving the property and the preliminary contract to signing at the notary and getting the keys.

Costa Blanca property with Polish-speaking support